International Office
Health Insurance Requirement for International Students
JCB Gallagher
Students are required to purchase the pre-approved policy offered by JCB Gallagher in order to satisfy the California State University insurance requirement.
Beginning with the Fall 2024 term, students will purchase coverage directly with JCB Gallagher. Each term a hold will be placed on your student account until you have successfully purchased the pre-approved policy. Holds will be removed within 2 business days of your purchase. You may email the International Office at international@mail.fresnostate.edu and include your Student ID # if you have any questions regarding this hold.
The JCB Gallagher policy:
- Offers the most economical group rate
- Provides excellent coverage
How to purchase
You may view rates and purchase the policy online at JCB Gallagher.
Who cannot purchase JCB Gallagher?
Exchange students who are U.S. citizens are not eligible to purchase the policy.
Health Insurance Requirements for F-1 Students
F-1 students are required to purchase the pre-approved policy offered by JCB Gallagher in order to satisfy the California State University insurance requirement.
For comprehensive understanding of International Student Health Insurance, watch the Fresno State 2024-2025 Health Insurance Video
Click here to purchase JCB Gallagher health insurance.
Registration Now Open
Spring 2025 (01/09/25-08/08/25) $1042.22
- The policy that you purchase will be issued by GeoBlue.
- All the information you need regarding the policy can be found on the JCB Gallagher and GeoBlue websites.
To Enroll
- Visit www.jcbins.com
- Type in Fresno State University, choose the 2024-25 plan year and the International Program
- Select Enroll
- Create an account
- Login and follow the prompts to enroll
- Allow 2 business days after successful payment for your student account hold to be released
If you need assistance enrolling, contact JCB Gallagher at 559.490.3661 or email them at GGB.JCB.Studentservices@ajg.com
Once you have created your account, you can find:
- Your profile where you can update your mailing address
- A plan brochure outlining your benefits
- Information to download your ID card
- A link to find a doctor or clinic that accepts the GeoBlue plan
After purchasing the insurance you will be able to view and download your digital insurance ID card on the insurance start date or three weeks after enrollment, whichever is latest.
If you need to see a doctor before this time, please contact the International Office by email at international@mail.fresnostate.edu. We will reach out to JCB Gallagher to obtain the medical ID card information for you.
Refund Requests
- Refunds for payments by credit card or debit card can be issued up to 120 days from the date of purchase or by the refund deadline, whichever is earlier.
- Refunds for payments by e-check can be issued by the refund deadline and in most cases offers more flexibility than credit card or debit card payments.
- For new students who are unsure if they will be able to obtain a visa in time to begin the Fresno State program, it is advisable to wait until after the visa is issued to purchase health insurance.
- If you have purchased health insurance and are no longer attending Fresno State, please email international@mail.fresnostate.edu to request a refund by the refund deadline.
Sponsored Students
Sponsored Students, under a qualifying sponsored insurance--including Fresno State employment benefit plans--may submit proof of alternate health insurance. Please review the Alternate Health Insurance Submission Form to confirm qualification requirements.
Insurance for F-2 Dependents
F-1 students are strongly advised to purchase insurance for F-2 dependents in the United States. While insurance for dependents is not available through JCB Gallagher, “Fresno State” and the plan year and type of student, then selecting the dot corresponding to Dependent Coverage.
Vision and Dental plans
Vision and dental plans are unavailable now because the cost is higher than the benefits. However, if you need Vision or Dental care, there are some discount programs that you can consider. Please see the link for more details on Vision plans and the link for the Dental discount program. Also, see this link to search for providers.
Health Insurance Requirements for J-1 Students
J-1 exchange students are required to purchase the pre-approved policy offered by JCB Gallagher in order to satisfy the California State University health insurance requirement.
Click here to purchase the JCB Gallagher policy
Registration Now Open
Spring 2025 (01/09/25-08/08/25) $1,006.26
To Enroll
- Visit www.jcbins.com
- Type in Fresno State University, choose the 2024-25 plan year and the Scholars Program
- Select Enroll
- Create an account
- Login and follow the prompts to enroll
- Allow 2 business days after successful payment for your student account hold to be released
If you need assistance enrolling, contact JCB Gallagher at 559.490.3661 or email us at GGB.JCB.Studentservices@ajg.com
Once you have created your account, you can find:
- Your profile where you can update your mailing address
- A plan brochure outlining your benefits
- Information to download your ID card
- A link to find a doctor or clinic that accepts the GeoBlue plan
After purchasing the insurance you will be able to view and download your digital insurance ID card on the insurance start date or three weeks after enrollment, whichever is latest.
If you need to see a doctor before this time, please contact the International Office by email at international@mail.fresnostate.edu. We will reach out to JCB Gallagher to obtain the medical ID card information for you.
Refund Requests
- Refunds for payments by credit card or debit card can be issued up to 120 days from the date of purchase or by the refund deadline, whichever is earlier.
- Refunds for payments by e-check can be issued by the refund deadline and in most cases offers more flexibility than credit card or debit card payments.
- For new students who are unsure if they will be able to obtain a visa in time to begin the Fresno State program, it is advisable to wait until after the visa is issued to purchase health insurance.
- If you have purchased health insurance and are no longer attending Fresno State, please email international@mail.fresnostate.edu to request a refund by the refund deadline.
Vision and Dental plans
Vision and dental plans are unavailable now because the cost is higher than the benefits. However, if you need Vision or Dental care, there are some discount programs that you can consider. Please see the link for more details on Vision plans and the link for the Dental discount program. Also, see this link to search for providers.
F-1 American English Institute (AEI) students are required to purchase the pre-approved policy offered by JCB Gallagher in order to satisfy the California State University health insurance requirement.
Click here to purchase JCB Gallagher health insurance.
Registration Now Open
Spring 2025 (01/20/25-05/31/25) $568.10
- The policy that you purchase will be issued by the GeoBlue insurance provider.
- All the information you need regarding the policy can be found on the JCB Gallagher Insurance Solutions and GeoBlue websites.
To Enroll
- Visit www.jcbins.com
- Type in Fresno State University, choose the 2024-25 plan year and the American English Institute
- Select Enroll
- Create an account
- Login and follow the prompts to enroll
- Allow 2 business days after successful payment for your student account hold to be released
If you need assistance enrolling, contact JCB Gallagher at 559.490.3661 or email us at GGB.JCB.Studentservices@ajg.com
Once you have created your account, you can find:
- Your profile where you can update your mailing address
- A plan brochure outlining your benefits
- Information to download your ID card
- A link to find a doctor or clinic that accepts the GeoBlue plan
After purchasing the insurance you will be able to view and download your digital insurance ID card on the insurance start date or three weeks after enrollment, whichever is latest.
If you need to see a doctor before this time, please contact the International Office by email at international@mail.fresnostate.edu. We will reach out to JCB Gallagher Insurance Solutions to obtain the medical ID card information for you.
Refund Requests
- Refunds for payments by credit card or debit card can be issued up to 120 days from the date of purchase or by the refund deadline, whichever is earlier.
- Refunds for payments by e-check can be issued by the refund deadline and in most cases offers more flexibility than credit card or debit card payments.
- For new students who are unsure if they will be able to obtain a visa in time to begin the Fresno State program, it is advisable to wait until after the visa is issued to purchase health insurance.
If you have purchased health insurance and are no longer attending Fresno State, please email international@mail.fresnostate.edu to request a refund by the refund deadline.
Vision and Dental plans
Vision and dental plans are unavailable now because the cost is higher than the benefits. However, if you need Vision or Dental care, there are some discount programs that you can consider. Please see the link for more details on Vision plans and the link for the Dental discount program. Also, see this link to search for providers.
Students participating in Optional Practical Training (OPT), with a valid EAD or I-797 are urged to enroll in the pre-approved insurance policy through JCB Gallagher.
To Enroll
- Visit www.jcbins.com
- Type in Fresno State University, choose the 2024-25 plan year and the OPT Students
- Select Enroll
- Create an account
- Login and follow the prompts to enroll
- Allow 2 business days after successful payment for your student account hold to be released
If you need assistance enrolling, contact JCB Gallagher at 559.490.3661 or email us at GGB.JCB.Studentservices@ajg.com
Once you have created your account, you can find:
- Your profile where you can update your mailing address
- A plan brochure outlining your benefits
- Information to download your ID card
- A link to find a doctor or clinic that accepts the GeoBlue plan
After purchasing the insurance you will be able to view and download your digital insurance ID card on the insurance start date or three weeks after enrollment, whichever is latest.
If you need to see a doctor before this time, please contact the International Office by email at international@mail.fresnostate.edu. We will reach out to JCB Gallagher Insurance Solutions to obtain the medical ID card information for you.
Refund Requests
- Refunds for payments by credit card or debit card can be issued up to 120 days from the date of purchase or by the refund deadline, whichever is earlier.
- Refunds for payments by e-check can be issued by the refund deadline and in most cases offers more flexibility than credit card or debit card payments.
- For new students who are unsure if they will be able to obtain a visa in time to begin the Fresno State program, it is advisable to wait until after the visa is issued to purchase health insurance.
If you have purchased health insurance and are no longer attending Fresno State, please email international@mail.fresnostate.edu to request a refund by the refund deadline.
Vision and Dental plans
Vision and dental plans are unavailable now because the cost is higher than the benefits. However, if you need Vision or Dental care, there are some discount programs that you can consider. Please see the link for more details on Vision plans and the link for the Dental discount program. Also, see this link to search for providers.